HomeStart Finance is a South Australian Government initiative dedicated to providing housing solutions that enable more people to fulfil their home ownership dreams.

We are a leader in the design, delivery and management of affordable mortgage options for our customers, who range across the spectrum of age, ethnicity and income level.

HomeStart Finance offers a variety of unique products and services that fill a gap in the traditional lending market, including loans designed specifically for people who want to build or renovate their home.

Some of our products include:

• The HomeStart Loan – linked to income and indexed to CPI, this loan is helping thousands of South Australians to own their home
  
  
• Construction Loan – for applicants looking to have their home constructed on land owned or being purchased
  
  
• The Home Equity Loan – designed to let HomeStart borrowers access the equity in their home for any worthwhile purpose, including renovation
  
  
• The Graduate Loan – a low deposit loan that enables eligible graduates to borrow up to 97% of a property’s value
  
  Owning a home can provide a real boost to independence, security, well-being and wealth – and we are on track to making sure as many people as possible can experience this.